Legal Sunshine
This blog is written, published, and brought to you by the Horizon Research Network, LLC. Expect social commentary, articles about pro se rights, and public policy.
Monday, April 18, 2022
Florida Child Support Guidelines Worksheet
Tuesday, March 15, 2022
Equitable Distribution of Property means "fair" not necessarily "equal".
Finding reliable information online is a challenge. We hope this article helps.
Florida legal document preparers may not advise consumers about their legal rights or obligations. However, we can provide information to help people make informed decisions. When a couple has decided there is no way to save the marriage, and divorce is on the horizon, many couples try to work things out between themselves.
Coming to an agreement about how to divide assets and debt can save couples thousands of dollars in attorney fees. Couples can reach agreements about dividing property either on their own or with the help of a mediator. Courts generally uphold such agreements as long as they are in writing and each spouse has had an opportunity to consult with an independent attorney. If a couple can't reach an agreement, a judge will decide.
It is helpful to know the basics of what each person may be entitled to or obligated to pay for. In general, marital assets and debt are equitably divided between the spouses. Marital property in Florida is anything acquired during the marriage with money earned while married. It does not matter whose name the asset is titled in. There are many unique rules that govern gifts, inheritances, retirement accounts, and family businesses.
Types of property that may need to be divided during a divorce include things like vehicles, household furnishing, electronics, real property, funds in bank accounts, investment accounts, and stocks. Some types of retirement accounts require divorcing couples to submit a qualified domestic relations order (QDRO) to the court. A qualified domestic relations order applies to all retirement funds and accounts that fall under the rules of ERISA. Qualified retirement plans, 401(k)s, and 403(b)s all require a QDRO in a Florida divorce if the account is to be split or transferred between spouses.
Florida is an equitable distribution state.
Under an equitable distribution approach, your marital property will be divided equitably or fairly, but not necessarily equally. Often, equitable division doesn't result in a 50/50 split.
Florida judges consider several factors when dividing property, including:
each spouse's income and earning potential
the length of the couple's marriage
the number of minor children at home
whether one spouse made career sacrifices for the other spouse's education or job
each spouse's debts and assets
each spouse's overall physical and mental health, and
any other relevant factor.
After considering the above factors, a judge will make a property determination that meets the needs of both spouses and serves the best interests of the couple's children, if any.
How Is Property Divided?
As stated above, assets are usually divided equally; however, the judge can make an unequal division after considering all of the relevant circumstances, including the following:
the length of the marriage
each spouse's overall economic circumstances
the desirability of allowing the couple's minor children, or either spouse, to continue living in the marital home
each spouse's contributions, including improvement of marital or nonmarital assets and contributions to the marriage either as an income-earner or as a parent or homemaker
whether either spouse interrupted a career or education during the marriage or contributed to the other spouse's career or education
each spouse's debts and liabilities, and
whether either spouse intentionally wasted or destroyed marital assets either after the divorce petition or within the two years preceding it.
Another factor courts consider is the difficulty of dividing certain assets. For example, in most cases a judge would try to award a business started by one spouse during the marriage entirely to that spouse and award other property or money to the other spouse to make up for the marital interest in the business.
A court won't divide up a home and award each spouse part of it, but might order the couple to sell the marital home and divide the proceeds. If a marital home is the couple's only major asset, a judge might also order the couple to wait until some future date to sell the home and divide the proceeds, and award one spouse a temporary right to live in the home. This is a particularly common result when the couple has minor children still living in the home.
Thursday, July 15, 2021
Advice v Information
Sometimes it's hard for people to fully understand the differences between legal advice and legal information. Information is fact. Advice is telling someone what they should or should not do. Seems obvious enough.
However some general advice becomes not advice at all because it so general. For example, common knowledge advice. You should wear your seat belt while driving. Don't drink and drive. You should pay your income taxes on time. You should financially support your children. All of those statements are advice, and there are laws related to all of those statements, so does that mean those statements are “legal advice”, which is something that only a lawyer can give?
No, the very general nature of the advice, even though the subject is technically a legal matter, transforms these advisories into general advice.
But, it gets murky. I'm not an attorney. What if I said to a first time homeowner, you should apply for homestead exemption? Is that general advice? It's obvious to me, and common knowledge to me having lived in Florida most of my life and bought and sold more than one home. But what if the first time homeowner is not only a first timer, but also has recently moved to Florida? Is it legal advice?
Maybe. It might be better to send that person down to the county building to find out all about homestead exemption on his own.
I always identify myself to prospective customers as a legal document preparer. And, I then, explain that a legal document preparer can prepare legal documents, provide legal information, and explain procedure, but may not provide legal advice or representation. Although, most consumers say they understand, it still may not prevent them from asking legal questions which I cannot answer.
Legal document preparers may not select forms for their customers. But, many times the customer knows exactly what he wants to accomplish legally, but does not know the name of the form or process. For example, frequently an unwed father will call and tell me that the mother of his child will not allow him to see the child. Most of the time, the father is already paying child support. He is at the mercy of the mother's whims, and poor dad doesn't know why. So I tell him the name of the form.
The central form is called a Petition to Determine Paternity and Related Relief. And, I explain it in this way, “this is like a divorce but for parents who were never married and have a child together.” And I go on to explain that the purpose of the process is for him to receive a signed order from the court naming him as the legal father so that he will have just as much right to see the child as the mother. And this is exactly what happens, unless the mother proves that there was ongoing criminal activity in the household; child abuse or neglect; domestic violence in the parents' relationship; or some other reason that this father should not have paternal rights.
I am not an attorney, I am a Florida legal document preparer. I do not provide legal advice or representation.
Sunday, July 4, 2021
Preparing Legal Documents from Home
By now, during the pandemic, everyone who was inclined or able has made adjustments in their work life to work “remotely”. Now that the pandemic is really and truly winding down, some people are itching to get back to the office, others are more than content to continue working remotely from home.
I've been working from home since 2010, since I started my document preparation business and the Florida Association of Legal Document Preparers. The pandemic trend to work from home has not even been a blip on my personal work life radar. For me, nothing changed.
Preparing documents for consumers is an ideal work from home business. The only products are information and completed documents. Information can be provided to the customer either in a telephone call or an email. Completed documents can be sent via email.
Weigh it out. You know yourself better than anyone. Many people worked from home during the height of the pandemic for the first time. Some people loved it, others didn't.
You can also carve out a hybrid option for yourself. Work from home sometimes, and meet face to face with customers at other times. You may also discover that meeting with customers via video conferencing is the best of both worlds.
Experiment until you find what works best for you and your customers. Above all else, make sure that you enjoy your work, feel good by doing good.
Here are some of the pros and cons of an at home document preparation business.
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Sunday, June 6, 2021
I'm back!
Hi everyone,
After nearly a six month hiatus, I'm back, The air and the internet seemed too full of noise. I had to back off for a while. I didn't want to add to the noise, and wasn't sure that my voice would be heard anyway. Maybe the world has calmed down some, as we trudge our way to normal. Maybe it's a normal that will never come. Could be -- this is it.
And, if this is it. Fine by me. We'll manage just fine. Nothing is ever static - as it is - change being the only constant.
I have gone through some personal troubles right along with the world spinning out. I'm better now. As we go forward I'll write here regularly, my take on social issues; pro se rights; the legal document industry; and the world as I see it.
Thank you for reading, and please comment.
Ruth Tick
Wednesday, December 30, 2020
Document Preparation Training Courses
People sometimes wonder about the legitimacy of the legal Document Preparation industry. Because document preparers are not licensed by the State of Florida in any way and there are no specific criteria to be a legal document preparer some people think that anyone can just decide to become a legal document preparer. Technically that's true, but there's a lot more to it then just proclaiming yourself to be a legal document preparer.
We have rolled back our price for our All Course Bundle in honor of the year 2021. The price for the 14 course bundle, the All Course Bundle, has been reduced to only $2,021, for a limited time, previously $2487.. This offer represents substantial savings compared to taking all of our courses one by one. [Savings of $1071.] Call – 800-515-0496; Email staff@faldp.org; Visit – www.FALDP.org