I will never to my dying
day embrace the idea of keeping up with the Joneses, conspicuous
consumption, and all that this includes. Rather, I fully understand
the maxim that - money won't buy you happiness. I do not know why
some people are perfectly comfortable with rocking the newest iPhone
and also struggle to pay the rent. In a world where people need to
borrow $400 for an emergency, how can those same people bring
themselves to pay $1000 or so for a phone?
Take this one telling statistic: "About 46 percent of Americans said they did not have
enough money to cover a $400 emergency expense. Instead, they would
have to put it on a credit card and pay it off over time, borrow from
friends or family, or simply not cover it at all." (Mui, 2016)
The Federal Reserve report that the Washington Post article is based on uses data from
2015, and was published in 2016. Maybe the overall economy
improved in 2016 enough to lower that 46%. We should find out soon.
Still, $400?
I checked prices for a
new iPhone 7, and its true, once you buy the accessories, some of
which are essential, your bill is up to around $1000. And, then there
is the monthly on top of that. I find it endlessly interesting that
the search analytics on www.faldp.org show that around 38 - 40% of
the site users accessed the site through an iPhone and also that the
word "indigent" is within the top 15-20 search strings used
to find the site. Does that mean that a lot of indigent people have
iPhones? I don't know for sure from that data, but it seems to be a
reasonable assumption.
I learned early in life
that even people that are financially comfortable can make a total
mess of their lives. Poverty not required. The Happiness Studies
claim that the magic income number is $75,000. per year. I maintain
that - it depends. Cost of living varies drastically place to place.
So $75,000. in a rural town may buy a nice home with acreage and
leave plenty left over for private schools, new cars, vacations, etc.
On the other hand, life in a big city on 75k a year may be
financially difficult, especially with a family. But, their point is
well taken. That after a certain income level happiness does not
increase much as income increases.
http://aplus.com/a/75-year-harvard-grant-study-happiness?no_monetization=true
My early lesson in life
was my parent's divorce. I'm way past caring that they were divorced,
but that event changed my life forever. I would say, changed me for
the better. Early life lessons are not easily forgotten. I was eight.
Our family was financially comfortable until then. I didn't really
know or think about it, I grew up that way. My brothers and sisters
and I all went to private schools, we had horses, we had an extra 10
acres to keep the horses, we lived in a 5,000 square foot house on
the river, we had a tennis court in the yard, we had a housekeeper.
Comfortable.
After my parents'
divorce, dad re-enlisted in the military, married his patient, took a
huge pay cut, and my mother could not afford to keep the house. She
was court ordered to sell it. And she did. The private schools went
on for a while after the divorce. I'm not sure if it was
scholarships, kindness, or if someone paid. Everything else went. We
moved to a three bedroom apartment. My two sisters and I shared a
room. My two brothers shared a room. And my mom had her own room.
I saw with my own two
eyes that my parents despite having everything had no idea how to be
happy. Despite having all the material things that go with success
they were not able to make themselves happy. Their divorce was
acrimonious and awful.
Although the sudden shock
of not having the things and privileges that I had before the divorce
hit hard. The effect did not last. I learned early on that it was up
to me to make myself happy. To do the things that would make me feel
good. And to never depend on anyone else for my happiness. My
happiness is my own responsibility, completely independent of anyone
else.
I think some people go a
life time without ever learning that. I can thank my parents for
teaching me that as a child. A lesson they didn't mean to teach ...
but they did.
Throughout my life I have
never put a lot of importance on material things. All I've ever
wanted in a vehicle, is one that looks presentable and dependably
gets me from point A to point B. Likewise for the house I choose,
looks presentable, affordable, low maintenance, and comfortable.
Clothes are the same, I don't think I've ever gone out of my way to
buy a designer thing. I honestly don't care.
A family member is the
opposite. He only wears Ralph Lauren, is obsessed with his luxury
vehicle, and does not understand how I can be the way I am. He is
also the absolute unhappiest person I know. And, yes, he has the
iPhone 7. He's tried to convince me to buy one, but I don't see the
point. He has tried for years to get me to understand that people
judge me by what I have. I frustrate him to no end, because I don't
care. I have even explained that if a friend were to judge me or like
me better because of what I have, then that's not a friend I want to
keep. I have no place in my life for such superficiality. And if a
stranger judges me for not wearing designer clothes, or not having an
expensive car, then I don't care at all. I don't even know the
stranger, so why would I possibly care?
I don't know if we chalk
our differences up to generational influences. My materialistic
family member is 30 years younger than me, so he is within that broad
group called Millennials. Born in 1986. He grew up watching TV with
plenty of commercials. The internet is awash with advertising and
offers. Today, we have people who are famous for being famous, and
for having money. Paris Hilton. Kim Kardashian. Nicole Richie.
It could be that the
differences in our attitudes towards acquiring things is simply a
personal difference. Surely there have been acquisitive people
throughout the ages, people that flaunt their material wealth. We can
go Biblical, Mark 10:25 "It is easier for a camel to pass
through the eye of a needle, than for a rich man to enter the kingdom
of God." Or look to pop culture, "Diamonds are a Girl's
Best Friend", sung by Marilyn Monroe in the 1953 film,
"Gentlemen Prefer Blondes". The Madonna hit, "Material
Girl" was on her "Like a Virgin" album released in
1984.
I do know that things
don't make you happy. Once I told my acquisitive family member this
simple fact. Things can't hug you back. I hope one day he'll listen.
So far, he reacts with anger if I say anything like that. It must be
lonely for him.